RHS Loan Programs

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.

RHS Loans are an attractive option because:

  • Minimal closing cost
  • A true 100% purchase money loan.
  • Landmark LoanPros can tailor your loan for you.
  • The lowest monthly mortgage insurance premiums of any loan!
  • Credit scores as low as 620.
  • Limited to smaller towns like Dillon, Marion, Longs, Little River, Latta, Mullins, Bennettsville, and the outskirts of larger cities. 

RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.

Find out if you qualify for an RHS Loan.

RHS Loan Programs: (USDA)

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