FHA Loan

FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

FHA loans are an attractive option, especially for first-time homeowners:

  • Generally easier to qualify for than conventional loans.
  • Lower down payment requirements as little as 3.5%.
  • Has some limitations and limits to loan size, but those usually do not effect most applicants.
  • Allows gifts from relatives for downpayment and closing costs.
  • Lower mortgage insurance premiums than conventional.

Learn more about FHA loans. (Department of Housing and Urban Development)

FHA Loan:


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